When You Need to Hire a Boston Car Accident Attorney
Posted on behalf of Janet, Janet & Suggs, LLC on January 18, 2017 in Car Accident Blog Posts
If you have been injured in a Boston car crash, you should contact your insurance company as soon as possible.
Unfortunately, you might run into issues obtaining all of the compensation you deserve from your insurer. People often forget that insurance companies are not focused on their best interests after an accident. They are in business to make money and they cannot do that if they pay out too much for claims.
If you run into any issues working your insurance company, you need an experienced attorney at your side to advocate for your best interests and help make sure you are treated fairly. A personal injury lawyer can also file a lawsuit if your case meets certain thresholds and you are unable to obtain the compensation you deserve from your insurance company.
There are many situations where it is crucial to have an attorney fighting for you:
Your insurer says you are partially at fault – Massachusetts is a no-fault insurance state, which means you will file a claim for damages with your own insurance company under your personal injury protection policy.
Despite the state’s no-fault insurance policy, fault will likely still be determined in the accident. Massachusetts courts use comparative fault rules to resolve personal injury claims in situations where someone is partially at fault for his or her injuries.
Under these rules, people who are more than 50 percent responsible for their injuries are unable to obtain compensation. If you are less than 50 percent responsible, the amount of compensation you are entitled to will be reduced by your percentage of responsibility. For example, if you are entitled to $10,000 in compensation but you are 10 percent at fault, your compensation would be reduced by 10 percent or $1,000.
If your insurance company applies these rules, our attorneys can work to ensure they do not assign a higher percentage of fault to you than they should.
Your insurance company’s settlement offer is too low – Our Boston car accident attorneys are prepared to help you with any negotiations with your insurance company. Our lawyers have many years of combined experience negotiating with insurance adjusters and other insurance company representatives. We are prepared for a variety of tactics they could employ to limit compensation.
We can be involved from the start or after you have already received a settlement offer. However, it is best to contact us as soon as possible so you do not inadvertently minimize your injuries or the damages you have suffered. This can make it much more difficult to recover the compensation you are entitled.
You are unsure how much compensation you are entitled – You cannot count on your insurance company to identify every form of compensation you deserve. They also know most people do not know what they are entitled after a car accident. This often results in accident victims accepting less compensation than they deserve.
At Janet, Janet & Suggs, we thoroughly investigate every claim to discover what happened, who is at fault and the amount of compensation you deserve based on your injuries.
You have severe injuries – There are limits to the amount of compensation your insurance company is willing to pay for your injuries. If your injuries are severe and require medical care that exceeds the insurance company’s limits, it may be in your interest to file a personal injury lawsuit.
Massachusetts accident victims are allowed to file a lawsuit seeking additional damages if their claim meets two thresholds:
- Your reasonable medical expenses exceed $2,000 and/or
- You have a permanent or severe injury, such as a broken bone or the loss of hearing or vision
There is some flexibility in the definition of serious or permanent injury. That is why you need to consult a Boston car crash lawyer to evaluate your claim and find out if you can file a personal injury lawsuit. You may be entitled to compensation for pain and suffering and medical expenses above $2,000.
At Janet, Janet & Suggs, you are entitled to a free, no obligation legal consultation to find out your legal options. We do not charge legal fees unless our clients recover the compensation they deserve.
Contact us right now by calling 1-877-692-3862.